Camp Zama – The MILITARY STAR® card has the lowest APR among all unsecured retail cards, according to Bankrate’s annual Retail Cards Study. With an APR of 14.49%, MILITARY STAR is significantly lower than the industry average of 30.45%. The low rate is available to all cardmembers, regardless of credit score.
The MILITARY STAR card is a Quality-of-Life multiplier and continues to offer service members and military families the best terms, including a low APR and no annual or late fees.
Cardmembers enjoy everyday benefits including:
5 cents off per gallon at Exchange gas stations.
10% off food purchases at participating Exchange restaurants.
Free standard shipping at ShopMyExchange.com and MyNavyExchange.com.
10% discount on all first-day purchases.
Earning points on purchases and automatically receiving a $20 digital rewards card every 2,000 points.
A $1,000 interest-free Military Clothing line of credit and deployment benefits for eligible cardmembers.
In 2023, the card delivered $439 million in savings to military families. Additionally, 100% of Exchange earnings are reinvested in military communities, totaling $3.7 billion over the last decade. The card is administered by the Army & Air Force Exchange Service.
The new Military Star card has EMV chip technology, tap-to-pay and mobile wallet options and wider acceptance at on-installation merchants.
For more information and to apply for a card, visit https://aafes.media/MilStarPA.