JAPAN

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MISAWA AB – Misawa Exchange shoppers can complete their holiday shopping while sticking to their budgets by using the MILITARY STAR® card’s fixed payment plans.

The MILITARY STAR Pay Your Way plans allow Army & Air Force Exchange Service shoppers to buy now and pay later by offering fixed monthly payments at a reduced APR of 9.99%. The plans are available at:

  • 36 months for purchases from $300 to $499.99.

  • 36 months or 48 months for purchases from $500-$999.99.

  • 36 months, 48 months or 60 months for purchases over $1,000.

Pricing minimums apply to the order total.

“The benefits of the Pay Your Way plans are simple: buy now, pay later. These plans give military shoppers the flexibility to manage their budgets, especially during the holiday shopping,” said Misawa Exchange General Manager Michickia Carter. “These plans are one of the many ways MILITARY STAR offers the military community responsible credit solutions.”

Misawa shoppers can estimate the monthly payment on qualifying purchases using the payment estimator located at here. Cardholders may use multiple Pay Your Way plans based on their available credit. Express and fuel locations are excluded.

Pay Your Way plans are available at in stores and at ShopMyExchange.com. Honorably discharged Veterans who have a MILITARY STAR card and have verified their eligibility to use their lifelong benefit at ShopMyExchange.com can use plans online.

As with all MILITARY STAR purchases, shoppers receive 2% in rewards points on Pay Your Way plan purchases. (Rewards exclude Military Clothing plan.) Cardholders earn a $20 reward every 2,000 points. Other benefits of the card include:

  • 10% off all first-day purchases when a new account is opened.

  • Free shipping on all ShopMyExchange.com and MyNavyExchange.com orders.

  • 5 cents off every gallon of gas at Exchange fuel locations and participating NEX and MCX fuel locations.

  • 10% off all Exchange restaurant purchases.

  • The lowest flat-rate APR (10.24%) among store cards—rate is offered to all cardholders upon account approval.

  • No annual, late or over-limit fees.

  • Reduced-interest deployment plan with no payments required for eligible customers.

The MILITARY STAR card is administered by the Army & Air Force Exchange Service and is accepted at all military exchanges. For more information, visit here .

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