Zama military shoppers can get holiday budget help with MILITARY STAR Pay Your Way plans

Zama military shoppers can get holiday budget help with MILITARY STAR Pay Your Way plans

by Myra M. Dizon
Camp Zama Exchange

Camp Zama – MILITARY STAR® offers more flexibility for holiday budgets with Pay Your Way plans, allowing Camp Zama shoppers to buy now and pay later on a schedule that works for them.

The Pay Your Way plans have fixed monthly payments at a reduced APR of 9.99% and are available at three price tiers:

  • 36 months for purchases from $300 to $499.99.
  • 36 months or 48 months for purchases from $500-$999.99.
  • 36 months, 48 months or 60 months for purchases over $1,000.

Pricing minimums apply to the order total.

“This time of the year often brings added expenditures,” said Camp Zama Exchange General Manager Nick Cucinello. “MILITARY STAR’s Pay Your Way plans are a budgeting tool that gives Camp Zama shoppers the option of buying now and spreading the payments out over a set timeframe.”

Pay Your Way plans are available at military exchanges and at To estimate the monthly payment on qualifying purchases, shoppers can visit to us the payment estimator. Cardholders may use multiple Pay Your Way plans based on their available credit. Express and fuel locations are excluded.

Other benefits of the MILITARY STAR card include:

  • 10% on all first-day purchases for new cardholders.
  • 5 cents off every gallon of gas at Exchange fuel locations, as well as select Navy Exchange and Marine Corps Exchange locations.
  • 10% off at all participating Exchange restaurants.
  • Free shipping on and
  • Points earned on purchases, with a $20 digital rewards card every 2,000 points.
  • Exclusive cardholder savings throughout the year.

The MILITARY STAR card is administered by the Army & Air Force Exchange Service and is accepted at all exchanges and online at Department of Defense civilians and retirees are eligible to apply for a card, as are all honorably discharged Veterans who have confirmed their eligibility to shop at For more information on Pay Your Way plans or to apply for a card, shoppers can visit their local Exchange or


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