MILITARY STAR Card Strengthens Exchange benefit for Misawa Community with $64,000 in fees saved

MILITARY STAR Card Strengthens Exchange benefit for Misawa Community with $64,000 in fees saved

by Satsuki Iwasawa
Army & Air Force Exchange Service Public Affairs

MISAWA AB – Military shoppers who reach for their MILITARY STAR® card at Army & Air Force Exchange Service stores at Misawa are strengthening their entire community.

In 2020, Misawa shoppers who used their MILITARY STAR cards—available exclusively to military members, retirees, Veterans and military dependents worldwide—saved the Exchange $64,000 by avoiding transaction fees associated with bank cards.

The Misawa savings is part of the worldwide fee avoidance savings of $28.7 million, which includes Navy, Marine Corps and Coast Guard exchanges, as well as commissaries.

“Since 100% percent of Exchange’s earnings are reinvested in the military community, avoiding transaction fees means more money going to our heroes and their families,” said Misawa Exchange General Manager Michickia Carter. “That’s why using MILITARY STAR benefits not just the cardholders, but the entire Misawa community.”

The MILITARY STAR rewards program also earns cardholders 2% in rewards points on purchases, and cardholders receive a $20 rewards card every 2,000 points. Shoppers worldwide received over $32.8 million in rewards cards in 2020.

Other benefits of MILITARY STAR include:

  • One low APR (10.24%) for all cardholders, regardless of credit score.
  • No late, annual or over-limit fees.
  • 10% off first-day purchases for new cardholders.
  • 5 cents off every gallon of fuel at Exchange fuel locations.
  • 10% off purchases at Exchange restaurants.
  • Interest-free military clothing plan for eligible active-duty service members.
  • Free shipping at and
  • 0% interest financing offers with no “back interest” after a promotion ends.
  • Reduced-interest deployment policy for eligible service members.

For more information or to apply for a MILITARY STAR card, visit

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